Our rates
Our Variable Rate Accounts (Minimum balance €2,000; Maximum balance €2,000,000)
| Gross Rate Per Annum | Gross Rate over the term | AER |
Net Rate Per Annum1 | ||
|---|---|---|---|---|---|
| Easy Access savings | |||||
| Easy Access Savings Account - monthly interest | 2.96% | N/A | 3.00% | 2.07% | |
| Easy Access Savings Account - annual interest | 3.00% | N/A | 3.00% | 2.10% | |
| Easy Access Call Account - monthly interest2 | 1.49% | N/A | 1.50% | 1.04% | |
| Easy Access Call Account - annual interest2 | 1.50% | N/A | 1.50% | 1.05% |
Our Fixed Rate Accounts (Minimum balance €3,000; Maximum balance €2,000,000)
| Gross Rate Per Annum | Gross Rate over the term |
AER | Net Rate Per Annum1 | ||
|---|---|---|---|---|---|
| 6 Month Fixed (Issue 3 - effective from 27 May 2011) | |||||
| 6 Month Fixed Rate Account - annual/at maturity interest | 3.40% | 1.70% | 3.43% | 2.38% | |
| 12 Month Fixed (Issue 5 - effective from 14 September 2011) | |||||
| 12 Month Fixed Rate Account - at maturity interest | 3.90% | 3.90% | 3.90% | 2.73% | |
| 24 Month Fixed (Issue 2 - effective from 20 May 2010) | |||||
| 24 Month Fixed Rate Account - annual/at maturity interest | 3.25% | 6.61% | 3.25% | 2.28% | |
| 36 Month Fixed (Issue 2 - effective from 20 May 2010) | |||||
| 36 Month Fixed Rate Account - annual/at maturity interest | 3.30% | 10.23% | 3.30% | 2.31% | |
1 Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. The current DIRT rate is 30%.
2 The Easy Access Call account is only available to existing customers with fixed rate accounts as the default option for their maturing funds.
The term AER means Annual Equivalent Rate and is the interest rate you would receive for a full year if the interest was paid and compounded.
The gross rate of interest is the interest rate payable before any Deposit Interest Retention Tax (DIRT) is deducted. This is expressed on an annual basis and over the term of any fixed rate savings account.
The net rate of interest is the interest rate payable after any Deposit Interest Retention Tax (DIRT) is deducted (if you do pay tax).
Where applicable, DIRT is deducted from the interest you earn with us and paid directly to the Revenue Commissioners. A DIRT statement is available for each account and details the amount of interest earned, paid and tax deducted.