Our Euro rates

Our Euro Variable Rate Accounts (Minimum balance 2,000; Maximum balance 2,000,000)

  Gross Rate Per Annum Gross Rate over the term AER
Net Rate Per Annum1



Euro Easy Access
Easy Access Savings Account - monthly interest 2 0.50% N/A 0.50% 0.30%
Easy Access Savings Account - annual interest 0.51% N/A 0.51% 0.30%
Easy Access Call Account - monthly interest 2, 3 0.15% N/A 0.15% 0.09%
Easy Access Call Account - annual interest 3 0.15% N/A 0.15% 0.09%
Notice Plus Account
Notice Plus Savings Account - annual interest 0.52% N/A 0.52% 0.30%

12 Month Regular Saver Account (Minimum balance 100; Maximum balance 2,000,000)

  Gross Rate Per Annum Gross Rate over the term AER
Net Rate Per Annum1



12 Month Regular Saver Account
12 Month Regular Saver Account - Annual Interest 4 2.00% N/A% 2.00% 1.18%

Regular Saver Account (Minimum balance 100; Maximum balance 2,000,000)

  Gross Rate Per Annum Gross Rate over the term AER
Net Rate Per Annum1



Regular Saver Account
Regular Saver Account - Annual / At maturity Interest 2
€1 - €15,000 6 2.00% 2.51% 2.00% 1.18%
Regular Saver Call Account - Annual Interest 7 0.15% 0.15% 0.15% 0.09%

Our Euro Fixed Rate Accounts (Minimum balance 3,000; Maximum balance 2,000,000)

  Gross Rate Per Annum Gross Rate over the term AER Net Rate Per Annum1





Euro 6 Month Fixed
6 Month Fixed Rate Savings Account
Annual interest (Issue 12)
0.50% 0.25% 0.50% 0.30%
Euro 12 Month Fixed
12 Month Fixed Rate Savings Account
Monthly interest (Issue 20) 8
0.50% 0.50% 0.50% 0.30%
12 Month Fixed Rate Account
Maturity interest (Issue 20)
0.55% 0.55% 0.55% 0.32%
Euro 24 Month Fixed
24 Month Fixed Rate Savings Account
Annual/at maturity Interest (Issue 11)
0.60% 1.20% 0.60% 0.35%
Loyalty Account(s) 9
Loyalty 12 Month Fixed Rate Savings
at maturity interest (Issue 10)
0.65% 0.65% 0.65% 0.38%

1 Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. The current DIRT rate is 41%.

2 To achieve the stated AER, interest must be paid into the account.

3 The Easy Access Call account is only available to existing customers with fixed rate accounts as the default option for their maturing funds.

4 This is an open ended variable rate account with rolling 12 month terms. Maximum monthly lodgement to earn this rate is €1,000. At the end of each 12 month rolling term, balance will be transferred into an Easy Access account. Lodgements in excess of €1,000 in any term month will be transferred to an Easy Access Account. However, you can continue to save in your 12 Month Regular Saver Account.

5 This product is no longer available for new accounts.

6 Customer lodgements in excess of €1,000 per month (up to a total of €15,000) are not allowed.

7 The Regular Saver Call Account is only available to existing customers with a Regular Saver Account as the default option for their maturing funds.

8 In fixed term accounts with monthly interest, interest is paid away each month so does not compound. The stated AER’s reflect this.

9 Eligibility criteria apply. To be eligible to open a loyalty account with us you must have an existing account open with us and have maintained at least the minimum balance for that account for a period of at least 12 months. Full Eligibility details are contained in our Terms and Conditions document and / or on our website at www.nationwideuk.ie/forms

The term AER means Annual Equivalent Rate and is the interest rate you would receive for a full year if the interest was paid and compounded.

The gross rate of interest is the interest rate payable before any Deposit Interest Retention Tax (DIRT) is deducted. This is expressed on an annual basis and over the term of any fixed rate savings account.

The net rate of interest is the interest rate payable after any Deposit Interest Retention Tax (DIRT) is deducted (if you do pay tax).

Where applicable, DIRT is deducted from the interest you earn with us and paid directly to the Revenue Commissioners. A DIRT statement is available for each account and details the amount of interest earned, paid and tax deducted.