Our Euro rates
Our Euro Variable Rate Accounts (Minimum balance 2,000; Maximum balance 2,000,000)
|Gross Rate Per Annum||Gross Rate over the term||
||Net Rate Per Annum1||
|Euro Easy Access|
|Easy Access Savings Account - monthly interest 3||1.00%||N/A||1.00%||0.59%|
|Easy Access Savings Account - annual interest||1.01%||N/A||1.01%||0.60%|
|Easy Access Call Account - monthly interest2, 3||0.25%||N/A||0.25%||0.15%|
|Easy Access Call Account - annual interest2||0.25%||N/A||0.25%||0.15%|
|Notice Plus Account|
|Notice Plus Savings Account - annual interest||1.25%||N/A||1.25%||0.74%|
Regular Saver Account(s) (Minimum balance 100; Maximum balance 2,000,000)
|Gross Rate Per Annum||Gross Rate over the term|| AER
||Net Rate Per Annum1|
|Regular Saver Account|
|Regular Saver Account - Annual / At maturity Interest 3|
|€15,265.01 - €2,000,000 7||1.05%||1.31%||1.05%||0.62%|
|Regular Saver Call Account - Annual Interest||0.25%||0.25%||0.25%||0.15%|
Our Euro Fixed Rate Accounts (Minimum balance 3,000; Maximum balance 2,000,000)
|Gross Rate Per Annum||Gross Rate over the term||AER||Net Rate Per Annum1||
|Euro 6 Month Fixed|
| 6 Month Fixed Rate Savings Account
Annual interest (Issue 10)
|Euro 12 Month Fixed|
| 12 Month Fixed Rate Savings Account
Monthly interest 4 (Issue 17)
| 12 Month Fixed Rate Account
Maturity interest (Issue 17)
|Euro 24 Month Fixed|
| 24 Month Fixed Rate Savings Account
Annual/at maturity interest (Issue 8)
| Loyalty 12 Month Fixed Rate Savings
at maturity interest (Issue 7)
1 Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. The current DIRT rate is 41%.
2 The Euro Easy Access Call account is only available to existing customers with fixed rate accounts as the default option for their maturing funds.
3 To achieve the stated AER, interest must be paid into the account.
4 In fixed term accounts with monthly interest, interest is paid away each month so does not compound. The stated AERs reflect this.
5 Eligibility criteria apply. To be eligible to open a loyalty account with us you must have an existing account open with us and have maintained at least the minimum balance for that account for a period of at least 12 months. Full Eligibility details are contained in our Terms and Conditions document and / or on our website at www.nationwideuk.ie/_pdfs/terms_and_conditions.pdf
6 The Regular Saver Call Account is only available to existing customers with a Regular Saver Account as the default option for their maturing funds.
7 If the balance in the account exceeds €15,265, the rate specified applies to the total balance in the account.
The term AER means Annual Equivalent Rate and is the interest rate you would receive for a full year if the interest was paid and compounded.
The gross rate of interest is the interest rate payable before any Deposit Interest Retention Tax (DIRT) is deducted. This is expressed on an annual basis and over the term of any fixed rate savings account.
The net rate of interest is the interest rate payable after any Deposit Interest Retention Tax (DIRT) is deducted (if you do pay tax).
Where applicable, DIRT is deducted from the interest you earn with us and paid directly to the Revenue Commissioners. A DIRT statement is available for each account and details the amount of interest earned, paid and tax deducted.