Key features of an Easy Access Savings Account

Easy Access Savings, a great rate with added flexibility: 3.30% Gross p.a./AER

Our Easy Access Savings Account is right for you if:

  • You want the flexibility of a savings account you can access online, by phone or post
  • You want competitive interest rates (variable)
  • You want easy access to your savings funds
  • You want to save as and when you can afford to
  • You can start saving with as little as €2,000.

Set up your Easy Access Savings Account and you can take advantage of our great rate with up to 6 free withdrawals a year.

Warning: Subsequent withdrawals will result in a 30 day interest charge on the amount withdrawn. If the amount of interest accrued is less than this amount, the difference will be deducted from the balance of the account on closure.

Key features:

  • Competitive interest rates (variable)
  • Daily interest calculations so you don’t miss out on extra savings
  • Online access to your savings account 24/7
  • Choose between monthly or annual interest
  • Your online security is protected with our Internet Security Promise
  • 6 free withdrawals each year (April – March)
  • Maximum investment €2 million.

Warning: The interest earned on this account may go down as well as up.

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Please note that only Irish residents can open an Easy Access Savings Account with Nationwide UK (Ireland). Where a customer has an account and subsequently becomes a non-resident, you must close your account or it will be transferred to an Easy Access Savings Account, with the interest rate set to 0%.

The term Annual Equivalent Rate (AER) means that we have calculated the interest rate that you would receive for a full year. This enables you to compare savings interest rates on a like-for-like basis.

Summary

Key features are outlined below, but please refer to the Terms and Conditions for further information.

Interest rates Competitive variable rates of interest . There are no tiers on our rates.
Operating your account You can operate your account by post, telephone and by our Internet Banking service. Registration is required to use Telebanking and our Internet Banking services.
Lodgements You can lodge additional funds into the account whenever you want and earn interest on these amounts. There is no minimum lodgement amount per transaction.
Withdrawals
  • No notice is required to make a withdrawal from your account
  • You can make 6 withdrawals per year (1 April to 31 March) with no penalty
  • You can make additional withdrawals, subject to a 30 day interest charge that will be applied to the amount withdrawn only
  • There is no minimum withdrawal amount per transaction
  • There is no maximum withdrawal amount when requested in writing.
Minimum balance €2,000
Maximum balance €2,000,000
Minimum Age 18 years
Interest options Annual interest - capitalised on the 31 March.
Monthly interest - capitalised on the last working day of each calendar month.
Cooling Off Period If your account does not meet your needs or expectations and you inform us in writing within two weeks of opening it, we will refund your money in full to source with no loss of interest.

Choosing your Easy Access Savings Account interest options

Choosing your account and interest option couldn't be easier. You choose your account type, interest payment frequency, and the associated interest rate from your application form. The following steps show you where on the form to indicate what you require.

  1. Account Type: In Section 1 of  the application form, select Easy Access Savings Account.

  2. Interest payment options: In Section 4A of the application form, tick either "Monthly" to get the interest on a monthly basis or "Annually" to get the interest annually.

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