Key features of a 6 Month Fixed Rate Savings Account

6 Month Fixed Rate Savings. A great rate with a guaranteed return

1.70% Gross
3.40% Gross p.a.
3.43% AER
Fixed

Our Fixed Rate Savings Account is right for you if:

You want a fixed rate of return
You want to lock your money away for a period

Warning: Early closure of the account will result in a 90 day interest charge on the total balance. If the amount of interest accrued is less than this amount, the difference will be deducted from the balance on closure.

Key features:

You can start saving with as little as €3,000
Maximum investment €2 million
6 month term
No additional lodgements are permitted during the term
No withdrawals permitted during the term
Enjoy the security of a fixed rate of return
Your online security is protected with our Internet Security Promise
To open a fixed rate account with us you must be a resident of the Republic of Ireland and aged 18 or over

The rates and terms offered are only available for limited periods and may be withdrawn at any time.

If your account does not meet your needs or expectations and you inform us in writing within two weeks of opening it, we will refund your money in full to source with no loss of interest.

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If you open an account with us and subsequently become a non-resident, you must close your account or it will be transferred to an Easy Access Savings Account, with the interest rate set to 0%.

Summary

Key features are outlined below, but please refer to the Terms and Conditions for further information.

Interest rates	Competitive rates of interest . The interest rate is fixed for the term of the account.
Term	6 months.
Operating your account	You can operate your account by post, telephone and by our Internet Banking service. Registration is required to use Telebanking and our Internet Banking services.
Lodgements	You cannot add funds to the account once the initial lodgement has been made. However, you can open additional accounts.
Withdrawals	No partial withdrawals can be made once the account has been opened. However, you can withdraw all of your funds at any time by closing the account If you close the account early, a 90 day interest charge will apply.
Maturity	At the end of the term you will be provided with your maturity options, including re-investment or withdrawal of funds to another account.
Minimum balance	€3,000
Maximum balance	€2,000,000
Eligibility	Resident of the Republic of Ireland and aged 18 years or more
Interest options	At Maturity interest - paid at the end of the account term.
Cooling Off Period	If your account does not meet your needs or expectations and you inform us in writing within two weeks of opening it, we will refund your money in full to source with no loss of interest.

Terms and Conditions apply. The term AER means Annual Equivalent Rate and is the interest rate you would receive for a full year if the interest was paid and compounded. Gross means the rate earned over the term of the account. Gross p.a. means gross rate per annum. Interest rates are quoted based on a 365 day calendar year. Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. The current DIRT rate is 30%. Products are subject to availability and may be withdrawn or subject to change without notice. Information correct as at 03rd January 2012. Nationwide Building Society, trading as Nationwide UK (Ireland), is authorised by the Financial Services Authority in the United Kingdom and is regulated by the Central Bank of Ireland for conduct of business rules.

Choosing your Fixed Rate Savings Account

You choose your preferred account and rate of interest using the Rates and Charges leaflet. Then select this account type in section 1 of the application form.

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